Used with permission. A market decline could adversely affect the market value of existing fixed income investments of a portfolio (including a Separate Account), as well as the yield available on investments of new cash flows. The terms investment grade and speculative grade are market conventions and do not imply any recommendation or endorsement of a specific security for investment purposes. The fund expects that the use of Stabilizing Agreements will (when combined with any benefit responsive contracts and short-term investments held as underlying investments), under most circumstances, permit the fund to pay all withdrawals from the fund at book value. Source: Morningstar Direct for Mutual Funds, as of the most recent month end. Stabilizing Agreement/Wrap Provider Risk. Please try again later. She has a decent % of gains in VFIAX (+60%) so maybe best to not touch it. Securities are offered through John Hancock Distributors LLC, member FINRA, SIPC.NOT FDIC INSURED. "Underlying fund" or "fund" refers to the underlying mutual fund, collective trust, or exchanged traded fund ("ETF") in which the investment option invests.The FER is determined by the underlying fund and may be subject to fluctuation. Merger and Replacement Transition Risk for Sub-Account. 401(k) plans have to offer a diversified investment lineup, which usually includes a principal preservation option. 128. This investment option is deemed a 'Competing' investment option with the Reliance MetLife Stable Value Fund and may not be available if the Reliance MetLife Stable Value Fund is selected. Prepayment Risk for Fixed Income. Risks Relating to John Hancock The fund invests a portion of its assets (including cash and cash equivalents) in a separate account of John Hancock Life & Health Insurance Company (JHLH). The Process Pillar is our assessment of how sensible, clearly defined, and repeatable JDVWXs performance objective and investment process is for both security selection and portfolio construction. Gear advertisements and other marketing efforts towards your interests. Transparency is how we protect the integrity of our work and keep empowering investors to achieve their goals and dreams. John Hancock Trust Company LLC provides trust and custodial services to such plans. Moody's appends numerical modifiers 1, 2, and 3 to each generic rating classification from Aa through Caa. Your company's qualified retirement plan offers participants the opportunity to contribute to investment options available under a group annuity contract with John Hancock Life Insurance Company (U.S.A.) (John Hancock USA). Weightings - Applicable to only the Target Date (Lifecycle Portfolio) and Target Risk (Lifestyle Portfolios) Each Target Risk/Target Date Portfolio has a target percentage allocation designed to meet the investment objectives of a corresponding investment orientation. Prospectuses are not required and prices are not available in local publications. john hancock stable value fund r6 (2022) (2023) Wrap Contracts The fund may be exposed to risks associated with the providers of any wrap contracts (synthetic GICs) covering the fund's assets, including credit risk and capacity risk. Extension Risk. There is no guarantee that any investment strategy will achieve its objectives. An exchange is defined as the full rebalance of a participants account, or single or multiple fund-to-fund transfers that involve multiple investment options (also referred to as inter-account transfers) on one day, and may be made over the Web, by fax, courier or mail, through our toll-free participant services line, or with a client account representative.Recognizing that there may be extreme market or other circumstances requiring a participant to make a further change, John Hancock will allow a participant to move 100% of their assets to a Money Market or Stable Value Fund (as available under the contract after the exchange limit has been reached; no subsequent exchanges may be made for 30 days.Once the 30-day hold has expired, participants can trade again in accordance with the above guidelines.The guidelines do not. We'll send you a code to validate your phone number right now. Why stable value? An error occurred while processing your request. Investment Policy. Investment style tells you whether the underlying fund invests in securities of companies that exhibit growth-style characteristics, such as above-average revenue and earnings growth, or in securities that exhibit value-style characteristics, such as shares considered to be underpriced in relation to fundamental measures such as revenues, earnings and assets. It is co-managed. Your actual costs of investing in the fund may be higher than the expenses shown in "Annual fund operating expenses" for a variety of reasons. The fixed income portfolios selected for.

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