I attended Kaplan Online University 2009 to 2011 and took out 27k in student loans and now owe 47k. I still have a loan with them about $7400. In this article, Im going to give you plenty of information about each of these powerful forgiveness programs, including who qualifies for the benefits, how to apply for them, and how to frame your Borrowers Defense claim in order to increase your chance of getting it approved. I attended a school from 2002 to 2004 and believe it was bought out by Kaplan which prompted my loan servicer to send me a letter about the School Closure discharge. I attended because they advertised as accredited for a degree in Business I completed all my classes. If your BDAR application is filled out correctly and properly processed, then not only will you receive debt forgiveness, but you might also qualify for a refund on whatever amount of money youve already paid out. Is there a time limit in which we can apply? that Im sure they are going to take. now at some point you think they would have notified me about my grades were falling and that I was not completing assignments like they should have been, so in other words they were letting me stay there way longer then they should have before kicking me out. No money and no job and informed that I can never apply for another student loan Id I fight this. In fact, I emailed the professors many times and was told its not that important and I questioned my grades and could not get a professor to explain to me how I can get so many failed tests and yet pass the course. I dont think that this is going to qualify you. Kaplan, Inc. - Wikipedia I emphasize that I never did nor would I have applied for a loan. Borrowers Defense? I was however unable to attend graduation due to a family health crises that required me to temporarily relocate out of state. I didnt get to graduate until January 2009 having never been given credit for my work experience or some of my completed classes form other legitimate schools. Thats when they told me that I didnt have to worry about any classes that werent necessary for medical transcription and I could stop attending them. I had federal pell grants i dont think i had any private. One of the main reasons that Kaplan loans are eligible for the Borrowers Defense program is that the school has been accused of defrauding the US Government to the tune of a whopping $4 billion, which is basically a record when it comes to higher education fraud. I have written them many times about this and they do nothing. This is totally normal and legal. Youre going to have to figure out exactly what you were charged for, what you received in assistance, etc. To stop paying the loan youd have to start looking into your options for having it discharged. Exactly what was the school found guilty of? Google their name to find their phone number, and good luck! I had been out of work so was considering going back to school thinking a degree would help me at my age to become employable. Under the settlement, the department would have 18 months to make final decisions on around 170,000 applications for loan forgiveness. I think you need an attorney to help with this. The Kaplan University Lawsuit One of the main reasons that Kaplan loans are eligible for the Borrower's Defense program is that the school has been accused of defrauding the US Government to the tune of a whopping $4 billion, which is basically a record when it comes to higher education fraud. I was also told I would be able to have career placement assistance. This is a Government-backed group of Attorneys who offer free legal advice on student loan-related problems, and they can DEFINITELY help if your loans are Federal. I would certainly pursue a BDAR Discharge if I were you, making it as clear as possible that this false claim was the sole reason you thought it would be a good idea to borrow money for their program, and clearly indication that you never would have done so without the false promise. Hey Tim, Something really weird happened with the reporting of my student loans to the credit bureaus in December 2018. The institution is approved to offer nursing programs by the Illinois Board of Nursing. Be very specific when writing this stuff up, because its not enough to simply point out that the school broke the law and was deservingly punished. Told them from the start I probably wouldnt be able to finish, yet he continued to persuade me to do this, that I could do and go anywhere with my degree,hum. But the the Borrowers Defense certainly would but I uncertain if too much time has passed. Robert Wainberg accused former president James Mellichamp and members of its board of trustees of conspiring to retaliate and neglecting to prevent acts of retaliation against Wainberg and former . After 6 months they said they would close the paperwork for me to find a job because there wasnt any jobs out there for me to do. Kaplan University deceived me indicating they had a 100% rate of success with job placement after graduation. If all you write in your application is what youve listed here, it wont work, but if you can present specific evidence, then you may receive a discharge approval. Judge Dismisses Jury in Trump Rape Trial for the Day Got laid off during recession and no work for 2 years and didnt hear anything until last month and now sent garnishment letter again. Im pretty sure that she wont qualify for any of the programs Ive outlined here, as almost all of the forgiveness and discharge programs only apply to Federal debt. You need to prove that they committed fraud against you. I would contact your Servicer to ask what the heck is going on. Hi, my sister attended Kaplan which use to be Maric College and was told she could not enroll until she could get a co-signer. In March 2018, Purdue University finalized the acquisition of Kaplan University, a for-profit institution offering primarily online education. Read my entire post again for details on the sorts of things that qualify people for BDAR discharges. Kaplan University: Preying On 'Pain' And 'Fears' Of Low - HuffPost The job placement rate of 99% is definitely going to make you eligible for a Borrowers Defense Discharge. I need help before they try to garnish my wages again. To help you figure out which program will work best, lets take a closer look at them in detail. Kaplan University, Case No. I attended Kaplan University online back in 2011. I paid off my loans. Disability from Social Security. now im paying back all this money on accounts that all read closed and show a $0 dollar amount closed I also want to mention about how I wasnt really doing much of my homework that was given or completing assignments and eventually my grades were falling.

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